Lead Forensics

New EU Regulation and Challenges for NPL Servicers

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Introduction

  • The number of third party NPL servicers in Europe has increased due to the increased volume of non-performing loan assets in the banking system post 2008. New technology developments and upcoming regulation represent new challenges in the sector.
  • Market concentration is growing in the European NPL servicing industry as servicers have been consolidating through mergers meaning that an increased share of the NPL market is covered by fewer servicers. Smaller servicers are facing this with innovative solutions such as collaboration or specialization.

Documents

Arc Ratings - Download Document

New EU Regulation and Challenges for NPL Servicers

12 Jun 2023

Contacts

Analytical

Arc Ratings - Cesar Horqque

Business development

Arc Ratings - Jason Barrass
Arc Ratings - Mattia Pauciullo

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